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Plans

We offer a wide range of plans to meet your needs.

Tax Free Savings Account

A Tax-Free Savings Account (TFSA) is a registered savings plan that allows you to grow and withdraw your money tax-free, making it an excellent choice for both short and long-term savings. Unlike a non-registered savings account, once you open a TFSA, you can contribute to it at any time and earn tax-free interest or returns.

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Registered Disability Savings Plans

A registered disability savings plan (RDSP) is a savings plan designed to assist parents and guardians in saving for the long-term financial security of a person who is eligible for the disability tax credit (DTC).

Registered Education Savings Plans

A Registered Education Savings Plan (RESP) is a type of savings account designed for parents who want to save for their child's post-secondary education.

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RRSP's and RRIF

An RRSP is a registered retirement savings plan that you establish, and to which you contribute. Deductible RRSP contributions can be used to reduce your tax.  A RRIF is essentially an extension of an RRSP. Its purpose is to convert the money saved in an RRSP into retirement income. Your savings can continue to grow tax-free once they are placed in a Registered Retirement Income Fund.

LIRAs and LIFs

Locked-in Retirement Accounts ( LIRAs ) and Life Income Funds ( LIFs ) are transfer vehicles for transferring amounts accrued in supplemental pension plans. A LIRA is a retirement savings vehicle, whereas a LIF is a vehicle for withdrawing retirement income.

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Tax Efficient Corporate Class Investment Accounts

Since corporate class funds are linked and belong to the same parent corporation, taxes are managed as a single entity. As a result, corporate class mutual funds can share income, expenses, gains, losses, and loss carry-forwards in order to reduce the corporation's overall taxable distributions.

JWROS Investment Accounts

Each person named on a JTWROS (Joint Tenancy with Right of Survivorship) account is a legal owner. In most cases, each named individual will have the authority to give instructions or transact on the account. When a joint tenant dies, his or her legal ownership ceases, and the remaining account holder(s) retains legal authority over the account.

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Let's Connect

Thank you for your interest in Bisaillon Asset Management.  We encourage you  to reach out with any questions or comments you may have.  Fill out the form or call us directly, we'd be more than happy to assist you.

Address

957 Cambrian Heights Dr Suite #200A, Sudbury, ON P3C 5S5

Email

Phone

705-521-1601

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© 2021 by Bisaillon Asset Management 

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